Side-by-side · Q2 2026 data
Transit Operations Federal Credit Union vs Latvian Credit Union
Credit union
Transit Operations Federal Credit Union
Minneapolis, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Transit Operations Federal Credit Union | Latvian Credit Union |
|---|---|---|
| TellerScore | 55 | 62 (stronger) |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 0 | 72 (stronger) |
| Earnings | 8 | 35 (stronger) |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 86 | 88 (stronger) |
| Peer percentile | 15th | 24th |
| Total assets | $4.1M | $5.8M |
| Deposits / shares | $3.4M | $5.2M |
| Capital ratio | 16.41% (stronger) | 11.01% |
| Problem loans | 4.10% | 0.85% (stronger) |
| Net charge-offs | 5.87% | 0.38% (stronger) |
| Return on assets | -0.31% | 0.37% (stronger) |
| Loans ÷ deposits | 32.8% (stronger) | 89.1% |
| Uninsured deposits | 0.0% (stronger) | 6.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latvian Credit Union has the higher TellerScore (62 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Transit Operations Federal Credit Union leads on 3 and Latvian Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.