Side-by-side · Q2 2026 data
Transit Workers Federal Credit Union vs I.B.E.W. - Local No. 5 Federal Credit Union
Credit union
Transit Workers Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Credit union
I.B.E.W. - Local No. 5 Federal Credit Union
Pittsburgh, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Transit Workers Federal Credit Union | I.B.E.W. - Local No. 5 Federal Credit Union |
|---|---|---|
| TellerScore | 47 | 98 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 33 | 98 (stronger) |
| Earnings | 0 | 91 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 7th | 98th |
| Total assets | $14.6M | $15.4M |
| Deposits / shares | $13.1M | $13.0M |
| Capital ratio | 9.87% | 15.39% (stronger) |
| Problem loans | 2.00% | 0.07% (stronger) |
| Net charge-offs | 3.53% | -0.08% (stronger) |
| Return on assets | -1.93% | 1.78% (stronger) |
| Loans ÷ deposits | 38.4% (stronger) | 61.6% |
| Uninsured deposits | 1.4% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
I.B.E.W. - Local No. 5 Federal Credit Union has the higher TellerScore (98 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Transit Workers Federal Credit Union leads on 1 and I.B.E.W. - Local No. 5 Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.