Transit Workers Federal Credit Union (NCUA charter #17885) is based in Philadelphia, Pennsylvania. Its Q2 2026 call report shows $14.6M in total assets and $13.1M in member shares and deposits and 1 office.
Transit Workers Federal Credit Union has a TellerScore of 47 out of 100 (below average) based on Q2 2026 data — higher than only 7% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 257th. Funding & liquidity contributes the most (100/100, 38% loans-to-deposits, 1% uninsured); earnings contributes the least (0/100, -1.93%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (55 → 47), mostly because the loan quality component weakened by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 49 |
| Q3 2024 | 50 |
| Q4 2024 | 54 |
| Q1 2025 | 59 |
| Q2 2025 | 55 |
| Q3 2025 | 59 |
| Q4 2025 | 51 |
| Q1 2026 | 49 |
| Q2 2026 | 47 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.63% |
| Q3 2024 | 12.95% |
| Q4 2024 | 12.85% |
| Q1 2025 | 12.28% |
| Q2 2025 | 10.85% |
| Q3 2025 | 11.25% |
| Q4 2025 | 10.95% |
| Q1 2026 | 10.49% |
| Q2 2026 | 9.87% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.65% |
| Q3 2024 | 2.69% |
| Q4 2024 | 2.23% |
| Q1 2025 | 1.50% |
| Q2 2025 | 1.42% |
| Q3 2025 | 1.12% |
| Q4 2025 | 1.82% |
| Q1 2026 | 1.90% |
| Q2 2026 | 2.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -4.42% |
| Q3 2024 | -3.63% |
| Q4 2024 | -2.85% |
| Q1 2025 | -2.10% |
| Q2 2025 | -4.62% |
| Q3 2025 | -3.16% |
| Q4 2025 | -3.05% |
| Q1 2026 | -1.56% |
| Q2 2026 | -1.93% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 47 | $14.6M | 9.87% | 2.00% | -1.93% | 38.4% |
| Q1 2026 | 49 | $14.6M | 10.49% | 1.90% | -1.56% | 41.6% |
| Q4 2025 | 51 | $14.5M | 10.95% | 1.82% | -3.05% | 44.9% |
| Q3 2025 | 59 | $15.1M | 11.25% | 1.12% | -3.16% | 46.7% |
| Q2 2025 | 55 | $15.7M | 10.85% | 1.42% | -4.62% | 43.0% |
| Q1 2025 | 59 | $16.1M | 12.28% | 1.50% | -2.10% | 43.4% |
| Q4 2024 | 54 | $16.0M | 12.85% | 2.23% | -2.85% | 45.2% |
| Q3 2024 | 50 | $16.3M | 12.95% | 2.69% | -3.63% | 44.3% |
| Q2 2024 | 49 | $17.2M | 12.63% | 2.65% | -4.42% | 43.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| New Castle Bellco Federal Credit UnionCredit union New Castle, PA | 79 out of 100, Strong | $14.9M | 11.9% | 0.04% | vs |
| Usne Penitentiary Employees Federal Credit UnionCredit union Lewisburg, PA | 72 out of 100, Strong | $14.9M | 11.4% | 0.40% | vs |
| Spojnia Credit UnionCredit union Scranton, PA | 50 out of 100, Below average | $14.3M | 15.5% | 8.33% | vs |
| Blackhawk Federal Credit UnionCredit union Beaver Falls, PA | 77 out of 100, Strong | $15.1M | 16.8% | 1.45% | vs |
| Latrobe Federal Credit UnionCredit union Latrobe, PA | 66 out of 100, Moderate | $14.1M | 11.2% | 0.50% | vs |
| Your Choice Federal Credit UnionCredit union Altoona, PA | 85 out of 100, Very strong | $14.0M | 12.6% | 0.09% | vs |
Deposit insurance
Is my money safe at Transit Workers Federal Credit Union?
Yes. Transit Workers Federal Credit Union is a federally insured credit union (NCUA charter #17885). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.4% of shares and deposits ($189K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.87%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Transit Workers Federal Credit Union lists 1 office in 1 city. Most locations:
- Philadelphia, PA (1)
Identity & history
Profile
- Legal name
- Transit Workers Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 17885
- RSSD ID
- 656582
- Primary regulator
- NCUA
- Established
- 1967
- Headquarters
- 919 E Cayuga St, Philadelphia, PA 19124
- Employees
- 8
Quick answers
Transit Workers Federal Credit Union: common questions
Is Transit Workers Federal Credit Union NCUA insured?
Yes. Transit Workers Federal Credit Union is a federally insured credit union (NCUA charter #17885). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Transit Workers Federal Credit Union's TellerScore?
47 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Transit Workers Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Philadelphia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA | 100 out of 100, Very strong | $4.1M | 15.4% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH | 95 out of 100, Very strong | $45.5M | 17.8% | 0.34% | vs |
| Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA | 94 out of 100, Very strong | $71.6M | 25.3% | 0.69% | vs |
| The Philadelphia Trust CompanyBank Philadelphia, PA | 93 out of 100, Very strong | $27.7M | 71.8% | 0.00% | vs |
| Holy Trinity Baptist Federal Credit UnionCredit union Philadelphia, PA | 93 out of 100, Very strong | $30K | 30.3% | 0.00% | vs |