Side-by-side · Q2 2026 data
Traverse Catholic Federal Credit Union vs Northwest Consumers Federal Credit Union
Credit union
Traverse Catholic Federal Credit Union
Traverse City, Michigan · Under $100 million in assets
Credit union
Northwest Consumers Federal Credit Union
Traverse City, Michigan · Under $100 million in assets
Metric by metric
| Measure | Traverse Catholic Federal Credit Union | Northwest Consumers Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 77 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 72 (stronger) | 37 |
| Earnings | 82 (stronger) | 68 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 49th | 57th |
| Total assets | $92.2M | $25.1M |
| Deposits / shares | $82.6M | $19.8M |
| Capital ratio | 10.42% | 19.47% (stronger) |
| Problem loans | 0.84% (stronger) | 1.88% |
| Net charge-offs | 0.32% (stronger) | 0.97% |
| Return on assets | 1.55% (stronger) | 1.20% |
| Loans ÷ deposits | 66.0% | 60.4% (stronger) |
| Uninsured deposits | 3.8% | 0.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northwest Consumers Federal Credit Union has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Traverse Catholic Federal Credit Union leads on 3 and Northwest Consumers Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.