Side-by-side · Q2 2026 data
Trenton NJ Firemen Federal Credit Union vs Bayonne City Employees Federal Credit Union
Credit union
Trenton NJ Firemen Federal Credit Union
Trenton, New Jersey · Under $100 million in assets
Credit union
Bayonne City Employees Federal Credit Union
Bayonne, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Trenton NJ Firemen Federal Credit Union | Bayonne City Employees Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 83 | 90 (stronger) |
| Earnings | 48 (stronger) | 19 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 77th | 62nd |
| Total assets | $4.4M | $3.9M |
| Deposits / shares | $3.6M | $2.8M |
| Capital ratio | 18.21% | 28.55% (stronger) |
| Problem loans | 0.52% | 0.31% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.39% |
| Return on assets | 0.71% (stronger) | -0.03% |
| Loans ÷ deposits | 23.2% (stronger) | 77.3% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Trenton NJ Firemen Federal Credit Union has the higher TellerScore (85 vs 79). On the 6 directional measures above (where higher or lower is clearly better), Trenton NJ Firemen Federal Credit Union leads on 4 and Bayonne City Employees Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.