TellerScore

Trenton NJ Firemen Federal Credit Union (NCUA charter #4906) is based in Trenton, New Jersey. Its Q2 2026 call report shows $4.4M in total assets and $3.6M in member shares and deposits and 1 office.

Trenton NJ Firemen Federal Credit Union has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 77% of its 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 15th. Capital cushion contributes the most (100/100, 18.21%); earnings contributes the least (48/100, 0.71%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.21%
Loan quality83/100
Loans 60+ days delinquent ÷ total loans: 0.52%
Earnings48/100
Return on assets (annualized): 0.71%
Funding & liquidity100/100
Loans ÷ shares: 23.2% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.53%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (86 → 85).

TellerScore
848688Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202485
Q4 202488
Q1 202588
Q2 202586
Q3 202586
Q4 202586
Q1 202687
Q2 202685
Net worth ratio
7.00%12.63%18.27%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.81%
Q3 202416.37%
Q4 202417.61%
Q1 202517.30%
Q2 202517.62%
Q3 202518.27%
Q4 202518.11%
Q1 202618.11%
Q2 202618.21%
Delinquent loans (60+ days)
0.00%0.28%0.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.32%
Q3 20240.33%
Q4 20240.00%
Q1 20250.03%
Q2 20250.44%
Q3 20250.55%
Q4 20250.49%
Q1 20260.48%
Q2 20260.52%
Return on assets
0.30%0.59%0.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.30%
Q3 20240.44%
Q4 20240.50%
Q1 20250.58%
Q2 20250.77%
Q3 20250.87%
Q4 20250.78%
Q1 20260.85%
Q2 20260.71%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$4.4M18.21%0.52%0.71%23.2%
Q1 202687$4.4M18.11%0.48%0.85%26.1%
Q4 202586$4.3M18.11%0.49%0.78%30.1%
Q3 202586$4.3M18.27%0.55%0.87%32.0%
Q2 202586$4.4M17.62%0.44%0.77%33.7%
Q1 202588$4.4M17.30%0.03%0.58%34.8%
Q4 202488$4.3M17.61%0.00%0.50%38.3%
Q3 202485$4.6M16.37%0.33%0.44%39.3%
Q2 202484$4.4M16.81%0.32%0.30%44.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.21%
70th
Problem loans0.52%
58th
Net charge-offs0.00%
77th
Return on assets0.71%
54th
Loans to deposits23.2%
93rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.37%
76th
Texas ratio0.5%
74th

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
N. J. Latvian Federal Credit UnionCredit union Freehold, NJ66 out of 100, Moderate$4.7M16.4%1.76%vs
Paterson Police Federal Credit UnionCredit union Paterson, NJ66 out of 100, Moderate$4.7M19.9%2.44%vs
Bayonne City Employees Federal Credit UnionCredit union Bayonne, NJ79 out of 100, Strong$3.9M28.6%0.31%vs
Gaf Linden Employees Federal Credit UnionCredit union Parsippany, NJ80 out of 100, Strong$3.9M18.1%0.00%vs
Metrex Federal Credit UnionCredit union Kenilworth, NJ62 out of 100, Moderate$3.6M36.2%2.33%vs
Newark Police Federal Credit UnionCredit union Newark, NJ66 out of 100, Moderate$5.2M34.6%5.27%vs

Deposit insurance

Is my money safe at Trenton NJ Firemen Federal Credit Union?

Yes. Trenton NJ Firemen Federal Credit Union is a federally insured credit union (NCUA charter #4906). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.21%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Trenton NJ Firemen Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Trenton NJ Firemen Federal Credit Union
Type
Federal credit union
NCUA charter #
4906
RSSD ID
686374
Primary regulator
NCUA
Established
1942
Headquarters
244 Perry St, Trenton, NJ 08618
Employees
5

Quick answers

Trenton NJ Firemen Federal Credit Union: common questions

Is Trenton NJ Firemen Federal Credit Union NCUA insured?

Yes. Trenton NJ Firemen Federal Credit Union is a federally insured credit union (NCUA charter #4906). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Trenton NJ Firemen Federal Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Trenton NJ Firemen Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Trenton

InstitutionScoreAssetsCapitalProblem loansCompare
Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA100 out of 100, Very strong$4.1M15.4%0.00%vs
Police & Fire Federal Credit UnionCredit union Philadelphia, PA96 out of 100, Very strong$10.2B18.6%0.24%vs
New Jersey Law and Public Safety Credit UnionCredit union Trenton, NJ93 out of 100, Very strong$63.9M19.6%0.31%vs
The Philadelphia Trust CompanyBank Philadelphia, PA93 out of 100, Very strong$27.7M71.8%0.00%vs
Central Jersey Police & Fire Federal Credit UnionCredit union Hamilton, NJ91 out of 100, Very strong$52.3M14.4%0.48%vs
Pinn Memorial Federal Credit UnionCredit union Philadelphia, PA91 out of 100, Very strong$276K18.1%0.00%vs