Side-by-side · Q2 2026 data
Tri-Cities Community Federal Credit Union vs Evergreendirect Credit Union
Credit union
Tri-Cities Community Federal Credit Union
Kennewick, Washington · Under $100 million in assets
Metric by metric
| Measure | Tri-Cities Community Federal Credit Union | Evergreendirect Credit Union |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 96 (stronger) | 65 |
| Loan quality | 51 | 79 (stronger) |
| Earnings | 45 (stronger) | 21 |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 84 | 95 (stronger) |
| Peer percentile | 36th | 36th |
| Total assets | $75.6M | $75.6M |
| Deposits / shares | $63.9M | $68.9M |
| Capital ratio | 14.62% (stronger) | 11.47% |
| Problem loans | 1.47% | 0.63% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.88% |
| Return on assets | 0.63% (stronger) | 0.03% |
| Loans ÷ deposits | 95.9% | 53.5% (stronger) |
| Uninsured deposits | 18.8% | 4.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Tri-Cities Community Federal Credit Union leads on 3 and Evergreendirect Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.