Side-by-side · Q2 2026 data
Tri-Cities Community Federal Credit Union vs First Community Credit Union
Credit union
Tri-Cities Community Federal Credit Union
Kennewick, Washington · Under $100 million in assets
Metric by metric
| Measure | Tri-Cities Community Federal Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 68 | 86 (stronger) |
| Capital cushion | 96 (stronger) | 83 |
| Loan quality | 51 | 99 (stronger) |
| Earnings | 45 | 72 (stronger) |
| Funding & liquidity | 60 | 79 (stronger) |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 36th | 95th |
| Total assets | $75.6M | $1.9B |
| Deposits / shares | $63.9M | $1.6B |
| Capital ratio | 14.62% (stronger) | 13.29% |
| Problem loans | 1.47% | 0.04% (stronger) |
| Net charge-offs | 0.19% | 0.04% (stronger) |
| Return on assets | 0.63% | 1.31% (stronger) |
| Loans ÷ deposits | 95.9% | 81.0% (stronger) |
| Uninsured deposits | 18.8% | 6.3% (stronger) |
| Offices | 1 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | — |
First Community Credit Union has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Tri-Cities Community Federal Credit Union leads on 1 and First Community Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.