Side-by-side · Q2 2026 data
Tri County Area Federal Credit Union vs Aac Credit Union
Credit union
Tri County Area Federal Credit Union
Pottstown, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Tri County Area Federal Credit Union | Aac Credit Union |
|---|---|---|
| TellerScore | 64 | 90 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 48 | 88 (stronger) |
| Earnings | 56 | 78 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 85 | 98 (stronger) |
| Peer percentile | 31st | 95th |
| Total assets | $215.6M | $212.4M |
| Deposits / shares | $193.0M | $158.1M |
| Capital ratio | 10.62% | 24.16% (stronger) |
| Problem loans | 1.57% | 0.36% (stronger) |
| Net charge-offs | 0.34% | 0.08% (stronger) |
| Return on assets | 0.90% | 1.46% (stronger) |
| Loans ÷ deposits | 57.0% (stronger) | 75.1% |
| Uninsured deposits | 4.6% (stronger) | 5.3% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 12.5% |
Aac Credit Union has the higher TellerScore (90 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Tri County Area Federal Credit Union leads on 2 and Aac Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.