Side-by-side · Q2 2026 data
Tri County Area Federal Credit Union vs Discovery Federal Credit Union
Credit union
Tri County Area Federal Credit Union
Pottstown, Pennsylvania · $100 million – $1 billion
Credit union
Discovery Federal Credit Union
Wyomissing, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Tri County Area Federal Credit Union | Discovery Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 72 (stronger) |
| Capital cushion | 56 | 65 (stronger) |
| Loan quality | 48 | 84 (stronger) |
| Earnings | 56 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 85 | 94 (stronger) |
| Peer percentile | 31st | 57th |
| Total assets | $215.6M | $193.2M |
| Deposits / shares | $193.0M | $171.1M |
| Capital ratio | 10.62% | 11.48% (stronger) |
| Problem loans | 1.57% | 0.48% (stronger) |
| Net charge-offs | 0.34% | 0.19% (stronger) |
| Return on assets | 0.90% (stronger) | 0.68% |
| Loans ÷ deposits | 57.0% (stronger) | 77.1% |
| Uninsured deposits | 4.6% | 4.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 16.4% |
Discovery Federal Credit Union has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Tri County Area Federal Credit Union leads on 2 and Discovery Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.