Side-by-side · Q2 2026 data
Tri-County Bank & Trust Company vs Bath State Bank
Metric by metric
| Measure | Tri-County Bank & Trust Company | Bath State Bank |
|---|---|---|
| TellerScore | 33 | 60 (stronger) |
| Capital cushion | 41 (stronger) | 38 |
| Loan quality | 0 | 74 (stronger) |
| Earnings | 35 | 60 (stronger) |
| Funding & liquidity | 58 | 63 (stronger) |
| Problem-loan coverage | 46 | 82 (stronger) |
| Peer percentile | 1st | 19th |
| Total assets | $313.9M | $337.6M |
| Deposits / shares | $259.4M | $283.9M |
| Capital ratio | 9.09% (stronger) | 8.82% |
| Problem loans | 3.45% | 0.78% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.02% |
| Return on assets | 0.36% | 1.01% (stronger) |
| Loans ÷ deposits | 78.5% (stronger) | 88.5% |
| Uninsured deposits | 36.7% | 23.1% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.9% |
Bath State Bank has the higher TellerScore (60 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Tri-County Bank & Trust Company leads on 3 and Bath State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.