Side-by-side · Q2 2026 data
Tri-County Bank & Trust Company vs Bedford Federal Savings Bank
Metric by metric
| Measure | Tri-County Bank & Trust Company | Bedford Federal Savings Bank |
|---|---|---|
| TellerScore | 33 | 58 (stronger) |
| Capital cushion | 41 | 50 (stronger) |
| Loan quality | 0 | 44 (stronger) |
| Earnings | 35 | 84 (stronger) |
| Funding & liquidity | 58 (stronger) | 49 |
| Problem-loan coverage | 46 | 74 (stronger) |
| Peer percentile | 1st | 16th |
| Total assets | $313.9M | $303.0M |
| Deposits / shares | $259.4M | $261.7M |
| Capital ratio | 9.09% | 9.96% (stronger) |
| Problem loans | 3.45% | 1.69% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.08% |
| Return on assets | 0.36% | 1.60% (stronger) |
| Loans ÷ deposits | 78.5% (stronger) | 92.4% |
| Uninsured deposits | 36.7% | 31.6% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bedford Federal Savings Bank has the higher TellerScore (58 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Tri-County Bank & Trust Company leads on 2 and Bedford Federal Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.