Side-by-side · Q2 2026 data
Tri-County Bank vs Elga Credit Union
Metric by metric
| Measure | Tri-County Bank | Elga Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 75 |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 57 (stronger) | 54 |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 63 | 72 (stronger) |
| Problem-loan coverage | 85 | 89 (stronger) |
| Peer percentile | 72nd | 75th |
| Total assets | $638.6M | $2.5B |
| Deposits / shares | $545.6M | $2.0B |
| Capital ratio | 13.56% | 17.80% (stronger) |
| Problem loans | 1.30% (stronger) | 1.38% |
| Net charge-offs | -0.02% (stronger) | 0.70% |
| Return on assets | 2.31% (stronger) | 0.98% |
| Loans ÷ deposits | 93.3% | 79.4% (stronger) |
| Uninsured deposits | 18.7% (stronger) | 23.2% |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.9% | 19.0% |
Tri-County Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Tri-County Bank leads on 5 and Elga Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.