TellerScore

Side-by-side · Q2 2026 data

Tri-County Bank vs Northstar Bank

Bank

Tri-County Bank

Brown City, Michigan · $100 million – $1 billion

78of 100
Strong

Bank

Northstar Bank

Bad Axe, Michigan · $1 billion – $10 billion

59of 100
Moderate

Metric by metric

MeasureTri-County BankNorthstar Bank
TellerScore78 (stronger)59
Capital cushion86 (stronger)41
Loan quality5773 (stronger)
Earnings100 (stronger)72
Funding & liquidity63 (stronger)44
Problem-loan coverage85 (stronger)77
Peer percentile72nd19th
Total assets$638.6M$1.2B
Deposits / shares$545.6M$973.6M
Capital ratio13.56% (stronger)9.11%
Problem loans1.30%0.80% (stronger)
Net charge-offs-0.02% (stronger)-0.02%
Return on assets2.31% (stronger)1.30%
Loans ÷ deposits93.3% (stronger)101.0%
Uninsured deposits18.7% (stronger)28.4%
Offices1010
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)17.9%2.2%

Tri-County Bank has the higher TellerScore (78 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Tri-County Bank leads on 6 and Northstar Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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