Side-by-side · Q2 2026 data
Tri-County Bank vs Sovita Credit Union
Metric by metric
| Measure | Tri-County Bank | Sovita Credit Union |
|---|---|---|
| TellerScore | 78 | 90 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 57 | 90 (stronger) |
| Earnings | 100 (stronger) | 64 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 72nd | 95th |
| Total assets | $638.6M | $592.0M |
| Deposits / shares | $545.6M | $501.3M |
| Capital ratio | 13.56% | 16.10% (stronger) |
| Problem loans | 1.30% | 0.31% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.09% |
| Return on assets | 2.31% (stronger) | 1.11% |
| Loans ÷ deposits | 93.3% | 27.5% (stronger) |
| Uninsured deposits | 18.7% | 5.0% (stronger) |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.9% | 6.7% |
Sovita Credit Union has the higher TellerScore (90 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Tri-County Bank leads on 2 and Sovita Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.