Side-by-side · Q2 2026 data
Tri-Lakes Federal Credit Union vs Korean American Catholics Federal Credit Union
Credit union
Tri-Lakes Federal Credit Union
Saranac Lake, New York · Under $100 million in assets
Credit union
Korean American Catholics Federal Credit Union
Flushing, New York · Under $100 million in assets
Metric by metric
| Measure | Tri-Lakes Federal Credit Union | Korean American Catholics Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 71 |
| Capital cushion | 85 (stronger) | 72 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 79 (stronger) | 19 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 90th | 42nd |
| Total assets | $28.7M | $30.3M |
| Deposits / shares | $24.6M | $26.4M |
| Capital ratio | 13.54% (stronger) | 12.20% |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | 0.69% | 0.09% (stronger) |
| Return on assets | 1.48% (stronger) | -0.03% |
| Loans ÷ deposits | 49.5% (stronger) | 91.1% |
| Uninsured deposits | 1.6% (stronger) | 3.6% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tri-Lakes Federal Credit Union has the higher TellerScore (91 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Tri-Lakes Federal Credit Union leads on 5 and Korean American Catholics Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.