TellerScore

Korean American Catholics Federal Credit Union is a federal credit union headquartered in Flushing, New York, in business for about 47 years. At the end of Q2 2026 it reported $30.3M in total assets and $26.4M in member shares and deposits, with 4 offices across 2 states.

Korean American Catholics Federal Credit Union has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 42% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 132nd. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (19/100, -0.03%).

TellerScore · Q2 2026

Scorecard

Capital cushion72/100
Net worth ratio: 12.20%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings19/100
Return on assets (annualized): -0.03%
Funding & liquidity69/100
Loans ÷ shares: 91.1% · 3.6% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (67 → 71), mostly because the capital cushion component improved by 9 points.

TellerScore
656871Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202468
Q3 202466
Q4 202466
Q1 202565
Q2 202567
Q3 202569
Q4 202570
Q1 202665
Q2 202671
Net worth ratio
7.00%9.60%12.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202411.94%
Q3 202410.95%
Q4 202410.69%
Q1 202511.14%
Q2 202511.31%
Q3 202511.51%
Q4 202511.60%
Q1 202611.59%
Q2 202612.20%
Delinquent loans (60+ days)
0.00%0.07%0.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.10%
Q3 20240.13%
Q4 20240.10%
Q1 20250.12%
Q2 20250.14%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.75%-0.35%0.05%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 2024-0.07%
Q3 2024-0.07%
Q4 2024-0.03%
Q1 2025-0.23%
Q2 2025-0.06%
Q3 2025-0.03%
Q4 20250.05%
Q1 2026-0.75%
Q2 2026-0.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$30.3M12.20%0.00%-0.03%91.1%
Q1 202665$31.4M11.59%0.00%-0.75%88.9%
Q4 202570$31.9M11.60%0.00%0.05%88.9%
Q3 202569$31.9M11.51%0.00%-0.03%90.3%
Q2 202567$32.5M11.31%0.14%-0.06%90.2%
Q1 202565$32.9M11.14%0.12%-0.23%89.6%
Q4 202466$34.5M10.69%0.10%-0.03%85.4%
Q3 202466$33.6M10.95%0.13%-0.07%85.6%
Q2 202468$30.8M11.94%0.10%-0.07%94.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.20%
33rd
Problem loans0.00%
94th
Net charge-offs0.09%
58th
Return on assets-0.03%
18th
Loans to deposits91.1%
8th
Uninsured deposits3.6%
31st
Loan-loss reserves0.03%
73rd
Texas ratio0.0%
93rd

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Gates Chili Federal Credit UnionCredit union Rochester, NY64 out of 100, Moderate$30.4M7.7%0.24%vs
Canandaigua Federal Credit UnionCredit union Canandaigua, NY49 out of 100, Below average$29.5M11.1%3.44%vs
Erie County Employees Federal Credit UnionCredit union Buffalo, NY75 out of 100, Strong$31.5M13.7%1.15%vs
Elektra Federal Credit UnionCredit union New York, NY62 out of 100, Moderate$31.8M23.0%8.88%vs
Tri-Lakes Federal Credit UnionCredit union Saranac Lake, NY91 out of 100, Very strong$28.7M13.5%0.03%vs
Olean Teachers' and Postal Federal Credit UnionCredit union Olean, NY77 out of 100, Strong$27.6M11.1%0.64%vs

Deposit insurance

Is my money safe at Korean American Catholics Federal Credit Union?

Yes. Korean American Catholics Federal Credit Union is a federally insured credit union (NCUA charter #23503). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.6% of shares and deposits ($942K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.20%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Korean American Catholics Federal Credit Union lists 4 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Korean American Catholics Federal Credit Union
Type
Federal credit union
NCUA charter #
23503
RSSD ID
475288
Primary regulator
NCUA
Established
1979
Headquarters
14419 33rd Ave, Flushing, NY 11354
Employees
7

Quick answers

Korean American Catholics Federal Credit Union: common questions

Is Korean American Catholics Federal Credit Union NCUA insured?

Yes. Korean American Catholics Federal Credit Union is a federally insured credit union (NCUA charter #23503). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Korean American Catholics Federal Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Korean American Catholics Federal Credit Union have?

4 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Flushing

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Wakefern Federal Credit UnionCredit union Elizabeth, NJ99 out of 100, Very strong$12.0M24.3%0.13%vs
B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
Paul Quinn Federal Credit UnionCredit union Jamaica, NY93 out of 100, Very strong$358K26.1%0.00%vs
Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY93 out of 100, Very strong$1.5M23.8%0.18%vs
Gha Federal Credit UnionCredit union Greenwich, CT91 out of 100, Very strong$29.7M17.5%0.56%vs