Side-by-side · Q2 2026 data
Trinity Capital Bank of Texas vs Mesquite Credit Union
Metric by metric
| Measure | Trinity Capital Bank of Texas | Mesquite Credit Union |
|---|---|---|
| TellerScore | 69 | 78 (stronger) |
| Capital cushion | 46 | 60 (stronger) |
| Loan quality | 89 | 99 (stronger) |
| Earnings | 86 (stronger) | 58 |
| Funding & liquidity | 45 | 91 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 40th | 59th |
| Total assets | $456.6M | $40.8M |
| Deposits / shares | $355.1M | $36.0M |
| Capital ratio | 9.56% | 10.96% (stronger) |
| Problem loans | 0.33% | 0.03% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.20% |
| Return on assets | 1.64% (stronger) | 0.96% |
| Loans ÷ deposits | 100.0% | 69.1% (stronger) |
| Uninsured deposits | 29.1% | 0.0% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.7% | — |
Mesquite Credit Union has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Trinity Capital Bank of Texas leads on 2 and Mesquite Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.