Side-by-side · Q2 2026 data
Triumph State Bank vs Citizens Bank Minnesota
Metric by metric
| Measure | Triumph State Bank | Citizens Bank Minnesota |
|---|---|---|
| TellerScore | 57 | 70 (stronger) |
| Capital cushion | 79 (stronger) | 43 |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 82 (stronger) | 54 |
| Funding & liquidity | 81 (stronger) | 78 |
| Problem-loan coverage | 51 | 100 (stronger) |
| Peer percentile | 16th | 43rd |
| Total assets | $93.3M | $596.0M |
| Deposits / shares | $80.0M | $498.7M |
| Capital ratio | 12.87% (stronger) | 9.33% |
| Problem loans | 5.00% | 0.02% (stronger) |
| Net charge-offs | 0.16% | -0.00% (stronger) |
| Return on assets | 1.56% (stronger) | 0.85% |
| Loans ÷ deposits | 78.8% (stronger) | 80.5% |
| Uninsured deposits | 14.8% (stronger) | 16.9% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Citizens Bank Minnesota has the higher TellerScore (70 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Triumph State Bank leads on 4 and Citizens Bank Minnesota on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.