Side-by-side · Q2 2026 data
Trius Federal Credit Union vs Four Points Federal Credit Union
Metric by metric
| Measure | Trius Federal Credit Union | Four Points Federal Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 33 |
| Capital cushion | 56 (stronger) | 0 |
| Loan quality | 56 | 59 (stronger) |
| Earnings | 48 (stronger) | 0 |
| Funding & liquidity | 66 | 83 (stronger) |
| Problem-loan coverage | 79 (stronger) | 55 |
| Peer percentile | 16th | 1st |
| Total assets | $152.3M | $165.5M |
| Deposits / shares | $133.2M | $132.2M |
| Capital ratio | 10.57% (stronger) | 3.57% |
| Problem loans | 1.32% | 1.24% (stronger) |
| Net charge-offs | 0.77% (stronger) | 6.04% |
| Return on assets | 0.69% (stronger) | -7.07% |
| Loans ÷ deposits | 94.2% | 77.6% (stronger) |
| Uninsured deposits | 3.1% (stronger) | 6.8% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.5% | — |
Trius Federal Credit Union has the higher TellerScore (58 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Trius Federal Credit Union leads on 5 and Four Points Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.