Side-by-side · Q2 2026 data
Tru Federal Credit Union vs Neighbors United Federal Credit Union
Credit union
Tru Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Credit union
Neighbors United Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Tru Federal Credit Union | Neighbors United Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 60 |
| Capital cushion | 60 | 76 (stronger) |
| Loan quality | 86 (stronger) | 58 |
| Earnings | 25 (stronger) | 0 |
| Funding & liquidity | 92 | 94 (stronger) |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 36th | 22nd |
| Total assets | $63.4M | $64.0M |
| Deposits / shares | $54.9M | $56.3M |
| Capital ratio | 11.01% | 12.57% (stronger) |
| Problem loans | 0.42% (stronger) | 1.27% |
| Net charge-offs | 1.02% | 0.43% (stronger) |
| Return on assets | 0.12% (stronger) | -0.57% |
| Loans ÷ deposits | 68.2% | 66.0% (stronger) |
| Uninsured deposits | 1.1% (stronger) | 1.9% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tru Federal Credit Union has the higher TellerScore (68 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Tru Federal Credit Union leads on 4 and Neighbors United Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.