Side-by-side · Q2 2026 data
Tru Federal Credit Union vs Palmetto First Federal Credit Union
Credit union
Tru Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Credit union
Palmetto First Federal Credit Union
Florence, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Tru Federal Credit Union | Palmetto First Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 86 (stronger) | 37 |
| Earnings | 25 | 87 (stronger) |
| Funding & liquidity | 92 (stronger) | 76 |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 36th | 57th |
| Total assets | $63.4M | $64.1M |
| Deposits / shares | $54.9M | $50.5M |
| Capital ratio | 11.01% | 21.01% (stronger) |
| Problem loans | 0.42% (stronger) | 1.89% |
| Net charge-offs | 1.02% (stronger) | 1.56% |
| Return on assets | 0.12% | 1.66% (stronger) |
| Loans ÷ deposits | 68.2% (stronger) | 84.7% |
| Uninsured deposits | 1.1% (stronger) | 8.7% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Palmetto First Federal Credit Union has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Tru Federal Credit Union leads on 4 and Palmetto First Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.