Side-by-side · Q2 2026 data
Tru Federal Credit Union vs Parda Federal Credit Union
Credit union
Tru Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Tru Federal Credit Union | Parda Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 75 (stronger) |
| Capital cushion | 60 | 87 (stronger) |
| Loan quality | 86 (stronger) | 75 |
| Earnings | 25 | 31 (stronger) |
| Funding & liquidity | 92 | 99 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 36th | 66th |
| Total assets | $63.4M | $217.4M |
| Deposits / shares | $54.9M | $189.9M |
| Capital ratio | 11.01% | 13.68% (stronger) |
| Problem loans | 0.42% (stronger) | 0.75% |
| Net charge-offs | 1.02% | 0.52% (stronger) |
| Return on assets | 0.12% | 0.27% (stronger) |
| Loans ÷ deposits | 68.2% | 61.0% (stronger) |
| Uninsured deposits | 1.1% (stronger) | 9.1% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.0% |
Parda Federal Credit Union has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Tru Federal Credit Union leads on 2 and Parda Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.