Side-by-side · Q2 2026 data
True Sky Federal Credit Union vs Allegiance Federal Credit Union
Credit union
True Sky Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Credit union
Allegiance Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | True Sky Federal Credit Union | Allegiance Federal Credit Union |
|---|---|---|
| TellerScore | 48 | 66 (stronger) |
| Capital cushion | 13 | 47 (stronger) |
| Loan quality | 68 | 76 (stronger) |
| Earnings | 29 | 55 (stronger) |
| Funding & liquidity | 88 (stronger) | 85 |
| Problem-loan coverage | 78 | 89 (stronger) |
| Peer percentile | 4th | 37th |
| Total assets | $778.4M | $372.5M |
| Deposits / shares | $715.3M | $336.3M |
| Capital ratio | 6.35% | 9.67% (stronger) |
| Problem loans | 0.96% | 0.71% (stronger) |
| Net charge-offs | 0.74% | 0.32% (stronger) |
| Return on assets | 0.23% | 0.87% (stronger) |
| Loans ÷ deposits | 72.4% (stronger) | 75.4% |
| Uninsured deposits | 7.9% | 6.4% (stronger) |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.1% |
Allegiance Federal Credit Union has the higher TellerScore (66 vs 48). On the 7 directional measures above (where higher or lower is clearly better), True Sky Federal Credit Union leads on 1 and Allegiance Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.