Side-by-side · Q2 2026 data
Truenergy Federal Credit Union vs Jackson River Community Credit Union
Credit union
Jackson River Community Credit Union
Covington, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Truenergy Federal Credit Union | Jackson River Community Credit Union |
|---|---|---|
| TellerScore | 68 | 87 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 75 (stronger) | 53 |
| Earnings | 31 | 100 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 45th | 91st |
| Total assets | $125.7M | $132.6M |
| Deposits / shares | $109.6M | $111.4M |
| Capital ratio | 12.55% | 15.90% (stronger) |
| Problem loans | 0.74% (stronger) | 1.41% |
| Net charge-offs | 0.40% (stronger) | 0.67% |
| Return on assets | 0.28% | 2.42% (stronger) |
| Loans ÷ deposits | 85.2% | 48.1% (stronger) |
| Uninsured deposits | 7.7% | 3.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jackson River Community Credit Union has the higher TellerScore (87 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Truenergy Federal Credit Union leads on 2 and Jackson River Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.