Side-by-side · Q2 2026 data
Truenergy Federal Credit Union vs Peoples Advantage Federal Credit Union
Credit union
Peoples Advantage Federal Credit Union
Petersburg, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Truenergy Federal Credit Union | Peoples Advantage Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 72 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 75 (stronger) | 0 |
| Earnings | 31 | 100 (stronger) |
| Funding & liquidity | 75 | 93 (stronger) |
| Problem-loan coverage | 90 (stronger) | 84 |
| Peer percentile | 45th | 57th |
| Total assets | $125.7M | $115.3M |
| Deposits / shares | $109.6M | $87.8M |
| Capital ratio | 12.55% | 22.15% (stronger) |
| Problem loans | 0.74% (stronger) | 3.09% |
| Net charge-offs | 0.40% (stronger) | 1.19% |
| Return on assets | 0.28% | 2.88% (stronger) |
| Loans ÷ deposits | 85.2% | 67.6% (stronger) |
| Uninsured deposits | 7.7% | 3.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 32.1% |
Peoples Advantage Federal Credit Union has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Truenergy Federal Credit Union leads on 2 and Peoples Advantage Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.