Side-by-side · Q2 2026 data
Truist Bank vs Alderson Fci Federal Credit Union
Credit union
Alderson Fci Federal Credit Union
Alderson, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Truist Bank | Alderson Fci Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 63 |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 76 (stronger) | 0 |
| Earnings | 66 | 70 (stronger) |
| Funding & liquidity | 49 | 86 (stronger) |
| Problem-loan coverage | 93 (stronger) | 57 |
| Peer percentile | 61st | 26th |
| Total assets | $548.3B | $8.5M |
| Deposits / shares | $419.2B | $6.3M |
| Capital ratio | 9.82% | 25.32% (stronger) |
| Problem loans | 0.72% (stronger) | 10.82% |
| Net charge-offs | 0.55% | -0.02% (stronger) |
| Return on assets | 1.16% | 1.26% (stronger) |
| Loans ÷ deposits | 78.0% | 73.8% (stronger) |
| Uninsured deposits | 44.9% | 4.7% (stronger) |
| Offices | 1,908 | 2 |
| CFPB complaints (3 yrs) | 14,419 | — |
| Complaints per $1B deposits | 34.4 | — |
| Mortgage denial rate (HMDA) | 40.8% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Truist Bank leads on 1 and Alderson Fci Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.