Side-by-side · Q2 2026 data
Truity Federal Credit Union vs Ok Federal Credit Union
Credit union
Truity Federal Credit Union
Bartlesville, Oklahoma · $1 billion – $10 billion
Metric by metric
| Measure | Truity Federal Credit Union | Ok Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 85 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 75 | 80 (stronger) |
| Earnings | 17 | 67 (stronger) |
| Funding & liquidity | 66 | 81 (stronger) |
| Problem-loan coverage | 84 | 95 (stronger) |
| Peer percentile | 8th | 77th |
| Total assets | $1.3B | $26.4M |
| Deposits / shares | $1.1B | $22.1M |
| Capital ratio | 8.76% | 15.85% (stronger) |
| Problem loans | 0.75% | 0.60% (stronger) |
| Net charge-offs | 1.20% | -0.00% (stronger) |
| Return on assets | -0.07% | 1.17% (stronger) |
| Loans ÷ deposits | 94.0% | 79.2% (stronger) |
| Uninsured deposits | 11.2% | 2.2% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | — |
Ok Federal Credit Union has the higher TellerScore (85 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Truity Federal Credit Union leads on 0 and Ok Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.