Side-by-side · Q2 2026 data
Truity Federal Credit Union vs Tinker Federal Credit Union
Credit union
Truity Federal Credit Union
Bartlesville, Oklahoma · $1 billion – $10 billion
Metric by metric
| Measure | Truity Federal Credit Union | Tinker Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 83 (stronger) |
| Capital cushion | 38 | 97 (stronger) |
| Loan quality | 75 | 79 (stronger) |
| Earnings | 17 | 53 (stronger) |
| Funding & liquidity | 66 | 91 (stronger) |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 8th | 92nd |
| Total assets | $1.3B | $6.1B |
| Deposits / shares | $1.1B | $5.2B |
| Capital ratio | 8.76% | 14.72% (stronger) |
| Problem loans | 0.75% | 0.63% (stronger) |
| Net charge-offs | 1.20% | 0.96% (stronger) |
| Return on assets | -0.07% | 0.82% (stronger) |
| Loans ÷ deposits | 94.0% | 69.1% (stronger) |
| Uninsured deposits | 11.2% (stronger) | 13.5% |
| Offices | 7 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | 33.6% |
Tinker Federal Credit Union has the higher TellerScore (83 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Truity Federal Credit Union leads on 1 and Tinker Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.