Side-by-side · Q2 2026 data
Truity Federal Credit Union vs Ttcu Federal Credit Union
Credit union
Truity Federal Credit Union
Bartlesville, Oklahoma · $1 billion – $10 billion
Metric by metric
| Measure | Truity Federal Credit Union | Ttcu Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 73 (stronger) |
| Capital cushion | 38 | 85 (stronger) |
| Loan quality | 75 (stronger) | 50 |
| Earnings | 17 | 56 (stronger) |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 84 | 89 (stronger) |
| Peer percentile | 8th | 70th |
| Total assets | $1.3B | $2.7B |
| Deposits / shares | $1.1B | $2.2B |
| Capital ratio | 8.76% | 13.45% (stronger) |
| Problem loans | 0.75% (stronger) | 1.49% |
| Net charge-offs | 1.20% (stronger) | 1.35% |
| Return on assets | -0.07% | 0.91% (stronger) |
| Loans ÷ deposits | 94.0% | 55.1% (stronger) |
| Uninsured deposits | 11.2% | 6.0% (stronger) |
| Offices | 7 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | 18.1% |
Ttcu Federal Credit Union has the higher TellerScore (73 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Truity Federal Credit Union leads on 2 and Ttcu Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.