Side-by-side · Q2 2026 data
Truliant Federal Credit Union vs Coastal Federal Credit Union
Credit union
Truliant Federal Credit Union
Winston Salem, North Carolina · $1 billion – $10 billion
Metric by metric
| Measure | Truliant Federal Credit Union | Coastal Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 66 |
| Capital cushion | 56 (stronger) | 49 |
| Loan quality | 70 | 78 (stronger) |
| Earnings | 69 (stronger) | 54 |
| Funding & liquidity | 67 | 79 (stronger) |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 47th | 44th |
| Total assets | $5.6B | $6.2B |
| Deposits / shares | $4.9B | $5.4B |
| Capital ratio | 10.56% (stronger) | 9.86% |
| Problem loans | 0.90% | 0.66% (stronger) |
| Net charge-offs | 1.31% | 0.94% (stronger) |
| Return on assets | 1.22% (stronger) | 0.86% |
| Loans ÷ deposits | 93.7% | 80.9% (stronger) |
| Uninsured deposits | 9.0% (stronger) | 12.7% |
| Offices | 17 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 50.3% | 28.9% |
Truliant Federal Credit Union has the higher TellerScore (67 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Truliant Federal Credit Union leads on 4 and Coastal Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.