Side-by-side · Q2 2026 data
TruNorth Bank vs The Lowell Five Cent Savings Bank
Metric by metric
| Measure | TruNorth Bank | The Lowell Five Cent Savings Bank |
|---|---|---|
| TellerScore | 48 | 65 (stronger) |
| Capital cushion | 48 | 77 (stronger) |
| Loan quality | 44 | 66 (stronger) |
| Earnings | 41 | 51 (stronger) |
| Funding & liquidity | 49 (stronger) | 42 |
| Problem-loan coverage | 75 | 88 (stronger) |
| Peer percentile | 6th | 36th |
| Total assets | $2.0B | $1.9B |
| Deposits / shares | $1.8B | $1.6B |
| Capital ratio | 9.82% | 12.68% (stronger) |
| Problem loans | 1.67% | 1.03% (stronger) |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 0.52% | 0.77% (stronger) |
| Loans ÷ deposits | 90.1% | 89.0% (stronger) |
| Uninsured deposits | 34.4% (stronger) | 41.1% |
| Offices | 55 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.0% |
The Lowell Five Cent Savings Bank has the higher TellerScore (65 vs 48). On the 7 directional measures above (where higher or lower is clearly better), TruNorth Bank leads on 1 and The Lowell Five Cent Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.