Side-by-side · Q2 2026 data
Trunorthern Federal Credit Union vs One Credit Union of NY
Metric by metric
| Measure | Trunorthern Federal Credit Union | One Credit Union of NY |
|---|---|---|
| TellerScore | 76 | 89 (stronger) |
| Capital cushion | 67 | 82 (stronger) |
| Loan quality | 92 | 96 (stronger) |
| Earnings | 48 | 75 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 68th | 94th |
| Total assets | $111.7M | $114.4M |
| Deposits / shares | $100.8M | $99.0M |
| Capital ratio | 11.70% | 13.16% (stronger) |
| Problem loans | 0.25% | 0.12% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.13% |
| Return on assets | 0.70% | 1.37% (stronger) |
| Loans ÷ deposits | 69.4% | 42.0% (stronger) |
| Uninsured deposits | 5.8% | 3.9% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
One Credit Union of NY has the higher TellerScore (89 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Trunorthern Federal Credit Union leads on 1 and One Credit Union of NY on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.