Side-by-side · Q2 2026 data
Trustar Federal Credit Union vs Sharepoint Credit Union
Credit union
Trustar Federal Credit Union
International F, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Trustar Federal Credit Union | Sharepoint Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 88 (stronger) | 66 |
| Earnings | 77 (stronger) | 44 |
| Funding & liquidity | 70 | 87 (stronger) |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 92nd | 45th |
| Total assets | $376.7M | $360.1M |
| Deposits / shares | $313.5M | $317.6M |
| Capital ratio | 15.42% (stronger) | 11.80% |
| Problem loans | 0.36% (stronger) | 1.02% |
| Net charge-offs | 0.07% (stronger) | 0.20% |
| Return on assets | 1.42% (stronger) | 0.60% |
| Loans ÷ deposits | 90.0% | 73.2% (stronger) |
| Uninsured deposits | 9.2% | 5.1% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
Trustar Federal Credit Union has the higher TellerScore (88 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Trustar Federal Credit Union leads on 5 and Sharepoint Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.