Side-by-side · Q2 2026 data
Tucoemas Federal Credit Union vs Strata Federal Credit Union
Metric by metric
| Measure | Tucoemas Federal Credit Union | Strata Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 53 | 92 (stronger) |
| Loan quality | 58 | 92 (stronger) |
| Earnings | 98 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 63rd | 74th |
| Total assets | $332.0M | $344.5M |
| Deposits / shares | $298.5M | $291.4M |
| Capital ratio | 10.34% | 14.20% (stronger) |
| Problem loans | 1.25% | 0.23% (stronger) |
| Net charge-offs | 2.51% | 0.80% (stronger) |
| Return on assets | 1.96% (stronger) | 0.31% |
| Loans ÷ deposits | 49.7% (stronger) | 85.3% |
| Uninsured deposits | 4.3% (stronger) | 4.7% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Strata Federal Credit Union has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Tucoemas Federal Credit Union leads on 3 and Strata Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.