Side-by-side · Q2 2026 data
Tulane/Loyola Federal Credit Union vs Vermilion Employees Credit Union
Credit union
Tulane/Loyola Federal Credit Union
New Orleans, Louisiana · Under $100 million in assets
Credit union
Vermilion Employees Credit Union
Abbeville, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Tulane/Loyola Federal Credit Union | Vermilion Employees Credit Union |
|---|---|---|
| TellerScore | 27 | 61 (stronger) |
| Capital cushion | 17 | 100 (stronger) |
| Loan quality | 22 (stronger) | 6 |
| Earnings | 0 | 47 (stronger) |
| Funding & liquidity | 78 | 84 (stronger) |
| Problem-loan coverage | 47 | 78 (stronger) |
| Peer percentile | 1st | 23rd |
| Total assets | $15.3M | $14.6M |
| Deposits / shares | $14.1M | $12.2M |
| Capital ratio | 6.68% | 15.56% (stronger) |
| Problem loans | 2.33% (stronger) | 2.81% |
| Net charge-offs | 0.09% (stronger) | 1.07% |
| Return on assets | -3.27% | 0.67% (stronger) |
| Loans ÷ deposits | 82.5% | 76.0% (stronger) |
| Uninsured deposits | 1.3% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vermilion Employees Credit Union has the higher TellerScore (61 vs 27). On the 7 directional measures above (where higher or lower is clearly better), Tulane/Loyola Federal Credit Union leads on 2 and Vermilion Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.