Side-by-side · Q2 2026 data
Tuscaloosa V a Federal Credit Union vs Florence Federal Credit Union
Credit union
Tuscaloosa V a Federal Credit Union
Tuscaloosa, Alabama · Under $100 million in assets
Metric by metric
| Measure | Tuscaloosa V a Federal Credit Union | Florence Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 76 |
| Capital cushion | 81 | 91 (stronger) |
| Loan quality | 92 (stronger) | 70 |
| Earnings | 65 (stronger) | 36 |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 75th | 54th |
| Total assets | $51.9M | $65.9M |
| Deposits / shares | $45.6M | $57.0M |
| Capital ratio | 13.07% | 14.05% (stronger) |
| Problem loans | 0.24% (stronger) | 0.90% |
| Net charge-offs | 0.68% | 0.33% (stronger) |
| Return on assets | 1.12% (stronger) | 0.41% |
| Loans ÷ deposits | 69.0% | 45.0% (stronger) |
| Uninsured deposits | 4.1% (stronger) | 6.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
Tuscaloosa V a Federal Credit Union has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Tuscaloosa V a Federal Credit Union leads on 4 and Florence Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.