TellerScore

Side-by-side · Q2 2026 data

Twin Rivers Federal Credit Union vs Trunorthern Federal Credit Union

Credit union

Twin Rivers Federal Credit Union

Massena, New York · Under $100 million in assets

83of 100
Strong

Credit union

Trunorthern Federal Credit Union

Malone, New York · $100 million – $1 billion

76of 100
Strong

Metric by metric

MeasureTwin Rivers Federal Credit UnionTrunorthern Federal Credit Union
TellerScore83 (stronger)76
Capital cushion81 (stronger)67
Loan quality93 (stronger)92
Earnings53 (stronger)48
Funding & liquidity100 (stronger)91
Problem-loan coverage99 (stronger)96
Peer percentile72nd68th
Total assets$39.2M$111.7M
Deposits / shares$35.2M$100.8M
Capital ratio13.07% (stronger)11.70%
Problem loans0.22% (stronger)0.25%
Net charge-offs1.19%0.11% (stronger)
Return on assets0.84% (stronger)0.70%
Loans ÷ deposits45.8% (stronger)69.4%
Uninsured deposits3.1% (stronger)5.8%
Offices25
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Twin Rivers Federal Credit Union has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Twin Rivers Federal Credit Union leads on 6 and Trunorthern Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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