Side-by-side · Q2 2026 data
Txdot Credit Union vs 1st University Credit Union
Metric by metric
| Measure | Txdot Credit Union | 1st University Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 82 | 86 (stronger) |
| Earnings | 58 (stronger) | 26 |
| Funding & liquidity | 65 | 91 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 68th | 30th |
| Total assets | $18.2M | $18.5M |
| Deposits / shares | $15.0M | $16.0M |
| Capital ratio | 17.19% (stronger) | 10.02% |
| Problem loans | 0.54% | 0.41% (stronger) |
| Net charge-offs | 0.21% | 0.16% (stronger) |
| Return on assets | 0.96% (stronger) | 0.15% |
| Loans ÷ deposits | 95.7% | 69.3% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.8% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Txdot Credit Union has the higher TellerScore (81 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Txdot Credit Union leads on 4 and 1st University Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.