Side-by-side · Q2 2026 data
Tyndall Federal Credit Union vs Loyalty Credit Union
Metric by metric
| Measure | Tyndall Federal Credit Union | Loyalty Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 75 |
| Capital cushion | 86 (stronger) | 66 |
| Loan quality | 91 (stronger) | 78 |
| Earnings | 76 (stronger) | 59 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 97th | 66th |
| Total assets | $1.9B | $300.3M |
| Deposits / shares | $1.6B | $263.8M |
| Capital ratio | 13.61% (stronger) | 11.61% |
| Problem loans | 0.26% (stronger) | 0.66% |
| Net charge-offs | 0.25% (stronger) | 0.88% |
| Return on assets | 1.41% (stronger) | 0.98% |
| Loans ÷ deposits | 59.6% (stronger) | 63.4% |
| Uninsured deposits | 11.0% | 0.0% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.3% | 6.7% |
Tyndall Federal Credit Union has the higher TellerScore (89 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Tyndall Federal Credit Union leads on 6 and Loyalty Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.