Side-by-side · Q2 2026 data
U.S. Bank National Association vs Idaho First Bank
Metric by metric
| Measure | U.S. Bank National Association | Idaho First Bank |
|---|---|---|
| TellerScore | 55 | 71 (stronger) |
| Capital cushion | 45 | 55 (stronger) |
| Loan quality | 52 | 98 (stronger) |
| Earnings | 69 (stronger) | 54 |
| Funding & liquidity | 44 | 60 (stronger) |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 6th | 63rd |
| Total assets | $705.6B | $1.4B |
| Deposits / shares | $541.9B | $1.2B |
| Capital ratio | 9.49% | 10.47% (stronger) |
| Problem loans | 1.45% | 0.05% (stronger) |
| Net charge-offs | 0.54% | 0.13% (stronger) |
| Return on assets | 1.23% (stronger) | 0.84% |
| Loans ÷ deposits | 74.9% (stronger) | 77.2% |
| Uninsured deposits | 52.2% | 36.0% (stronger) |
| Offices | 2,076 | 8 |
| CFPB complaints (3 yrs) | 16,488 | — |
| Complaints per $1B deposits | 30.4 | — |
| Mortgage denial rate (HMDA) | 39.5% | 25.0% |
Idaho First Bank has the higher TellerScore (71 vs 55). On the 7 directional measures above (where higher or lower is clearly better), U.S. Bank National Association leads on 2 and Idaho First Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.