Side-by-side · Q2 2026 data
U S P L K Employees Federal Credit Union vs Credit Union of Emporia
Credit union
U S P L K Employees Federal Credit Union
Leavenworth, Kansas · Under $100 million in assets
Metric by metric
| Measure | U S P L K Employees Federal Credit Union | Credit Union of Emporia |
|---|---|---|
| TellerScore | 87 | 90 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 95 (stronger) | 81 |
| Earnings | 56 | 77 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 83rd | 89th |
| Total assets | $34.0M | $42.1M |
| Deposits / shares | $29.1M | $35.4M |
| Capital ratio | 13.87% | 15.31% (stronger) |
| Problem loans | 0.15% (stronger) | 0.56% |
| Net charge-offs | 0.00% (stronger) | 0.50% |
| Return on assets | 0.89% | 1.44% (stronger) |
| Loans ÷ deposits | 26.7% (stronger) | 33.9% |
| Uninsured deposits | 2.4% (stronger) | 3.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit Union of Emporia has the higher TellerScore (90 vs 87). On the 7 directional measures above (where higher or lower is clearly better), U S P L K Employees Federal Credit Union leads on 4 and Credit Union of Emporia on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.