Side-by-side · Q2 2026 data
U. T. Federal Credit Union vs New South Credit Union
Metric by metric
| Measure | U. T. Federal Credit Union | New South Credit Union |
|---|---|---|
| TellerScore | 65 | 96 (stronger) |
| Capital cushion | 47 | 99 (stronger) |
| Loan quality | 94 | 96 (stronger) |
| Earnings | 38 | 85 (stronger) |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 34th | 97th |
| Total assets | $553.9M | $90.3M |
| Deposits / shares | $486.5M | $76.1M |
| Capital ratio | 9.68% | 14.91% (stronger) |
| Problem loans | 0.19% | 0.11% (stronger) |
| Net charge-offs | 0.28% | 0.06% (stronger) |
| Return on assets | 0.45% | 1.64% (stronger) |
| Loans ÷ deposits | 95.2% | 43.9% (stronger) |
| Uninsured deposits | 8.3% (stronger) | 9.1% |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.1% | — |
New South Credit Union has the higher TellerScore (96 vs 65). On the 7 directional measures above (where higher or lower is clearly better), U. T. Federal Credit Union leads on 1 and New South Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.