Side-by-side · Q2 2026 data
U. T. Federal Credit Union vs Resound Credit Union
Metric by metric
| Measure | U. T. Federal Credit Union | Resound Credit Union |
|---|---|---|
| TellerScore | 65 | 67 (stronger) |
| Capital cushion | 47 | 56 (stronger) |
| Loan quality | 94 (stronger) | 77 |
| Earnings | 38 | 63 (stronger) |
| Funding & liquidity | 65 (stronger) | 64 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 34th | 41st |
| Total assets | $553.9M | $704.4M |
| Deposits / shares | $486.5M | $620.9M |
| Capital ratio | 9.68% | 10.61% (stronger) |
| Problem loans | 0.19% (stronger) | 0.68% |
| Net charge-offs | 0.28% (stronger) | 0.40% |
| Return on assets | 0.45% | 1.09% (stronger) |
| Loans ÷ deposits | 95.2% (stronger) | 95.9% |
| Uninsured deposits | 8.3% (stronger) | 12.4% |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.1% | — |
Resound Credit Union has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), U. T. Federal Credit Union leads on 4 and Resound Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.