Side-by-side · Q2 2026 data
Ukrainian Federal Credit Union vs Westside Community Federal Credit Union
Credit union
Ukrainian Federal Credit Union
Rochester, New York · $100 million – $1 billion
Credit union
Westside Community Federal Credit Union
Churchville, New York · Under $100 million in assets
Metric by metric
| Measure | Ukrainian Federal Credit Union | Westside Community Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 84 (stronger) |
| Capital cushion | 32 | 60 (stronger) |
| Loan quality | 63 | 100 (stronger) |
| Earnings | 49 | 81 (stronger) |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 78 | 100 (stronger) |
| Peer percentile | 10th | 75th |
| Total assets | $426.9M | $25.7M |
| Deposits / shares | $389.5M | $22.8M |
| Capital ratio | 8.16% | 10.97% (stronger) |
| Problem loans | 1.12% | 0.00% (stronger) |
| Net charge-offs | 0.16% | -0.01% (stronger) |
| Return on assets | 0.73% | 1.52% (stronger) |
| Loans ÷ deposits | 86.5% | 57.6% (stronger) |
| Uninsured deposits | 13.1% | 2.4% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Westside Community Federal Credit Union has the higher TellerScore (84 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Ukrainian Federal Credit Union leads on 0 and Westside Community Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.