Side-by-side · Q2 2026 data
Ukrainian Selfreliance Michigan Federal Credit Union vs Genisys Credit Union
Credit union
Ukrainian Selfreliance Michigan Federal Credit Union
Warren, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Ukrainian Selfreliance Michigan Federal Credit Union | Genisys Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 81 |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 87 (stronger) | 64 |
| Earnings | 55 | 88 (stronger) |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 83rd | 89th |
| Total assets | $140.0M | $6.6B |
| Deposits / shares | $121.4M | $5.5B |
| Capital ratio | 13.52% | 15.47% (stronger) |
| Problem loans | 0.39% (stronger) | 1.09% |
| Net charge-offs | 0.02% (stronger) | 0.59% |
| Return on assets | 0.88% | 1.70% (stronger) |
| Loans ÷ deposits | 33.8% (stronger) | 98.9% |
| Uninsured deposits | 9.7% | 8.4% (stronger) |
| Offices | 1 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.7% |
Ukrainian Selfreliance Michigan Federal Credit Union has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Ukrainian Selfreliance Michigan Federal Credit Union leads on 4 and Genisys Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.