Side-by-side · Q2 2026 data
Ulster Savings Bank vs Grasshopper Bank, N.A.
Metric by metric
| Measure | Ulster Savings Bank | Grasshopper Bank, N.A. |
|---|---|---|
| TellerScore | 53 | 64 (stronger) |
| Capital cushion | 48 (stronger) | 32 |
| Loan quality | 49 | 85 (stronger) |
| Earnings | 42 | 62 (stronger) |
| Funding & liquidity | 70 | 74 (stronger) |
| Problem-loan coverage | 76 | 92 (stronger) |
| Peer percentile | 11th | 33rd |
| Total assets | $1.4B | $1.6B |
| Deposits / shares | $1.2B | $1.4B |
| Capital ratio | 9.79% (stronger) | 8.22% |
| Problem loans | 1.54% | 0.46% (stronger) |
| Net charge-offs | 0.03% | -0.22% (stronger) |
| Return on assets | 0.55% | 1.04% (stronger) |
| Loans ÷ deposits | 83.6% | 83.0% (stronger) |
| Uninsured deposits | 20.7% | 17.9% (stronger) |
| Offices | 15 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grasshopper Bank, N.A. has the higher TellerScore (64 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Ulster Savings Bank leads on 1 and Grasshopper Bank, N.A. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.