Side-by-side · Q2 2026 data
Umassfive College Federal Credit Union vs Gfa Federal Credit Union
Credit union
Umassfive College Federal Credit Union
Hadley, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Umassfive College Federal Credit Union | Gfa Federal Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 55 |
| Capital cushion | 47 (stronger) | 42 |
| Loan quality | 66 | 75 (stronger) |
| Earnings | 41 (stronger) | 14 |
| Funding & liquidity | 75 | 78 (stronger) |
| Problem-loan coverage | 84 | 89 (stronger) |
| Peer percentile | 16th | 12th |
| Total assets | $702.7M | $747.3M |
| Deposits / shares | $632.2M | $617.1M |
| Capital ratio | 9.67% (stronger) | 9.16% |
| Problem loans | 1.02% | 0.75% (stronger) |
| Net charge-offs | 0.28% (stronger) | 0.29% |
| Return on assets | 0.52% (stronger) | -0.14% |
| Loans ÷ deposits | 85.7% | 81.9% (stronger) |
| Uninsured deposits | 4.9% (stronger) | 11.0% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.2% |
Umassfive College Federal Credit Union has the higher TellerScore (58 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Umassfive College Federal Credit Union leads on 5 and Gfa Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.