Side-by-side · Q2 2026 data
Ume Federal Credit Union vs Tucoemas Federal Credit Union
Metric by metric
| Measure | Ume Federal Credit Union | Tucoemas Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 74 |
| Capital cushion | 49 | 53 (stronger) |
| Loan quality | 82 (stronger) | 58 |
| Earnings | 72 | 98 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 63rd | 63rd |
| Total assets | $327.9M | $332.0M |
| Deposits / shares | $296.7M | $298.5M |
| Capital ratio | 9.86% | 10.34% (stronger) |
| Problem loans | 0.54% (stronger) | 1.25% |
| Net charge-offs | 0.47% (stronger) | 2.51% |
| Return on assets | 1.29% | 1.96% (stronger) |
| Loans ÷ deposits | 56.7% | 49.7% (stronger) |
| Uninsured deposits | 16.6% | 4.3% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Ume Federal Credit Union leads on 2 and Tucoemas Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.