Side-by-side · Q2 2026 data
UNB Bank vs Central Susquehanna Community Federal Credit Union
Credit union
Central Susquehanna Community Federal Credit Union
Danville, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | UNB Bank | Central Susquehanna Community Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 82 (stronger) |
| Capital cushion | 43 | 71 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 25 | 52 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 34th | 70th |
| Total assets | $167.3M | $37.4M |
| Deposits / shares | $156.4M | $32.8M |
| Capital ratio | 9.33% | 12.07% (stronger) |
| Problem loans | 0.12% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 0.14% | 0.81% (stronger) |
| Loans ÷ deposits | 57.2% | 56.5% (stronger) |
| Uninsured deposits | 9.8% | 3.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.8% | — |
Central Susquehanna Community Federal Credit Union has the higher TellerScore (82 vs 67). On the 7 directional measures above (where higher or lower is clearly better), UNB Bank leads on 1 and Central Susquehanna Community Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.